We represent several insurance companies with programs designed for restaurants. One of the programs is endorsed by the Restaurant & Hospitality Association of Indiana. You you do not have to be a member of the association to apply for insurance coverage with the endorsed program. However, special rates, coverages, and a dividend program are available to members.
For restaurants having a wet fire suppression system, good claims history, and a committment to safety, our companies can provide you with very competitive coverage. We can insure single locations as well as chains. Fast Food, Full-Service, Franchised Chains, Chinese, Pizza, Upscale, Sub Shops, Grill & Bars. We even represent a program for bars & taverns that includes liquor liability. Restaurant coverage available includes the following:
* Property * 12 Months Loss of Income * Spoilage * Equipment Breakdown * Food Contamination * General Liability * Liquor Liability * Employment Practices * Crime * Auto * Workers Compensation * Umbrella
Many more coverages are available to qualifying restaurants.